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Check with your bank to see if you need to use a particular ATM network, and look for network logos on ATMs located nearby.

Your bank’s app most likely has an ATM locator tool as well.

But what’s the best way to deposit cash, and what are your options if you use an online bank account?

If you have an account at a brick-and-mortar bank or credit union, take your cash to the branch and make a deposit.

You’ll have to pay for each money order (often around one dollar at grocery and convenience stores) and postage, so small deposits might not be worth it.

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That’s a slow and cumbersome process, but it may be your only option.Credit union benefits: hopefully you’ve got plenty of branches nearby.If you bank at a credit union that’s part of the shared branching network, you can deposit cash at any member branch (not just at your home credit union).This allows you to make electronic transfers, just like if you used a brick-and-mortar bank.Look for a prepaid card that allows you to make deposits at retail locations (Walmart, for example).

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